Universal
“Microfinance Organization Georgia Capital” offers to receive financing with a guarantee of real estate
General conditions of the loan:
- Loan amount up to 100 000 GEL
- Loan currency: GEL
- Loan term: up to 120 months
- Annual interest rate – 30%-36%
- Annual effective interest rate – to 50%
- Loan collateral: real estate (residential apartment, house, commercial and / or retail space, cottage)
Loan coverage:
- Coverage of principal and interest
- Grace period – up to 6 months
Loan approval procedure:
- Fill in the form of the loan of the Mortgage loan (the application can be filled in at the specified web page link, as well as in our branches)
- Interviewing and providing the necessary documents
- Decision making by the credit committee
Issue of a loan:
- Commission for the loan – 2%
Documentation:
- Updated listing of real estate from the Public Register
- Identity card of the owner (in the case of the co-owner of his identity card)
- Proof of income
- At the discretion of the decision of the Credit Committee, additional documents may be required