Consumer Loan
“Microfinance Organization Georgian Capital” offers to receive financing without collateral
General conditions of the loan:
- Loan amount up to 5 000 GEL
- Annual interest rate – 30%-36%
- Annual effective interest rate – to 50%
- Loan term: up to 36 months
- Loan currency: GEL
- Loan security: not required
- Co-borrower: 1
Loan coverage:
- Coverage of principal and interest
Loan approval procedure:
- Fill in the form of the Consumer Loan application (the application can be filled in at the specified web page link, as well as in our branches)
- Interviewing and providing the necessary documents
- Decision making by the credit committee
Issue of a loan:
- Commission for the loan – 3%
Documentation:
- The identity of the borrower
- Co-identity card
- Statement of salary and a statement of salary from the bank for the last 6 months of both the borrower and co-borrower
- At the discretion of the decision of the Credit Committee, additional documents may be required